Our policies are effective for 1 year by default, and are renewed for annual periods thereafter.

Coalition can offer policies for shorter or longer periods up to 18 months. If you need a shortened or extended policy period to, for example, align your Coalition policy with your other insurance renewals, just give us a shout.

You can also purchase an "Optional Extended Reporting Period" of up to 3 years for additional premium following the end of your policy, which applies only to a claim first made against you during the Optional Extended Reporting Period arising out of any act, error, or omission committed before the end of the policy period.

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