Coalition utilizes proprietary underwriting algorithms and thousands of data points to analyze a company's risk posture. This information, combined with a simple online application, enables Coalition to determine coverage eligibility, quoted premium rates, and minimum self insured retentions (SIR) based upon the coverages selected.
The entire application and underwriting process can be completed, in most cases, within four (4) minutes. In some circumstances, a quote may require further review. When this happens, we aim to complete our review within 24 hours of application completion (subject to the availability of any additional information requested), at which point the policy may be bound.
If you have any questions about how we underwrite policies, or how we determine premium, please contact us.