Policy & Coverage

Learn about the Coalition policy and coverage options

Joshua Motta avatar John Roberts avatar Wilson Zhao avatar +5
38 articles in this collection
Written by Joshua Motta, John Roberts, Wilson Zhao and 5 others

Multi-Factor Authentication (MFA) Retention Reduction endorsement rewards good security practice

Learn about Coalition’s MFA endorsement and how to enable this security protocol
Catherine Lyle avatar
Written by Catherine Lyle
Updated over a week ago

Are we covered for losses we incur because a client pays a fraudulent invoice?

Understand benefits of Coalition's Invoice Manipulation endorsement
Catherine Lyle avatar
Written by Catherine Lyle
Updated over a week ago

What is the CCPA and does Coalition's policy cover?

Catherine Lyle avatar
Written by Catherine Lyle
Updated over a week ago

Admitted insurance 101

Detailed description of the differences between admitted and surplus lines non-admitted aka excess lines insurance
Jen McPhillips avatar
Written by Jen McPhillips
Updated over a week ago

Are there any differences between Coalition's admitted and surplus lines products?

Wilson Zhao avatar
Written by Wilson Zhao
Updated over a week ago

What does Reputational Harm Loss cover?

How Coalition protects your business from negative press following a security incident.
Jen McPhillips avatar
Written by Jen McPhillips
Updated over a week ago

What is Coalition's Criminal Reward Coverage?

How your policy can help Coalition track down cyber criminals.
Jen McPhillips avatar
Written by Jen McPhillips
Updated over a week ago

What does Court Attendance Cost Reimbursement cover?

Get paid back if you're required to be in court for a claim!
Jen McPhillips avatar
Written by Jen McPhillips
Updated over a week ago

What is Personally Identifiable Information (PII) and Protected Health Information (PHI)?

Learn what these terms mean and how to represent this information on behalf of your clients
Jen McPhillips avatar
Written by Jen McPhillips
Updated over a week ago

How does the "Duty to Cooperate" endorsement change my policy?

Understand benefits of Coalition's Duty to Cooperate Endorsement
Michael Carr avatar
Written by Michael Carr
Updated over a week ago

What does the Systems Failure Amendment Endorsement change?

Understand benefits of Coalition's Systems Failure Amendment Endorsement
Michael Carr avatar
Written by Michael Carr
Updated over a week ago

What does "dual control" mean for funds transfer?

Learn about how to implement a dual control process when wiring funds
Jen McPhillips avatar
Written by Jen McPhillips
Updated over a week ago

Diligent Search Requirements

How Coalition's unique coverages may exempt brokers from diligent search requirements
Catherine Lyle avatar
Written by Catherine Lyle
Updated over a week ago

What does the endorsement "Your Obligations as an Insured" change?

Understand benefits of Coalition's Your Obligations As An Insured Endorsement
Michael Carr avatar
Written by Michael Carr
Updated over a week ago

Does funds transfer fraud coverage include funds held in escrow?

Learn about Coalition's broad cybercrime and funds transfer fraud (FTF) coverage
Joshua Motta avatar
Written by Joshua Motta
Updated over a week ago

Why do I need cyber insurance if I outsource my IT?

Dr. Lee Mangold avatar
Written by Dr. Lee Mangold
Updated over a week ago

Can I extend the policy reporting period?

Learn about the incident reporting period of our policy
Jen McPhillips avatar
Written by Jen McPhillips
Updated over a week ago

What is Breach Response "outside the limits" (Breach Response Separate Limits Endorsement)?

Learn about our Breach Response coverage enhancement
Wilson Zhao avatar
Written by Wilson Zhao
Updated over a week ago

Business Interruption Time Retention

How does Coalition's time retention work?
Shawn avatar
Written by Shawn
Updated over a week ago

What is Computer Replacement coverage?

Shawn avatar
Written by Shawn
Updated over a week ago

What is Service Fraud coverage?

Understand how Coalition covers business services costs
Shawn avatar
Written by Shawn
Updated over a week ago

How to add tech E&O coverage to a Coalition quote

Technology errors & omissions coverage may be added to any quote in the online platform
John Roberts avatar
Written by John Roberts
Updated over a week ago

What is GDPR and Coalition’s policy cover?

Learn about the GDPR and how Coalition’s policy responds.
Catherine Lyle avatar
Written by Catherine Lyle
Updated over a week ago

Where can I find Coalition's policy language?

Discover where to download a specimen copies of Coalition's insurance policies (Cyber and Technology E&O)
Joshua Motta avatar
Written by Joshua Motta
Updated over a week ago

What is pre-claims assistance?

Pre-claims assistance is a benefit Coalition offers to all policyholders
Catherine Lyle avatar
Written by Catherine Lyle
Updated over a week ago

What is a waiting period? How does it work?

Learn about how waiting periods apply to business interruption loss
Wilson Zhao avatar
Written by Wilson Zhao
Updated over a week ago

What is an enhanced waiting period? How do I get it?

Learn how to get an enhanced waiting period of as low as 1 hour
Wilson Zhao avatar
Written by Wilson Zhao
Updated over a week ago

Is Coalition's policy a surplus lines policy?

Joshua Motta avatar
Written by Joshua Motta
Updated over a week ago

Who is covered?

Learn who Coalition's policy covers
Shawn avatar
Written by Shawn
Updated over a week ago

My company recently purchased another company or formed a new subsidiary, is it covered?

Made a recent acquisition or recently formed a new subsidiary? Learn how to add a subsidiary or affiliate to an insurance policy.
Wilson Zhao avatar
Written by Wilson Zhao
Updated over a week ago

Who can make a change to my insurance policy?

Learn how and who can make changes to your insurance policy.
Shawn avatar
Written by Shawn
Updated over a week ago

How come I can't buy a policy from Coalition?

Wilson Zhao avatar
Written by Wilson Zhao
Updated over a week ago

Will the policy with my old insurance company cancel automatically once I'm signed up?

How do I switch from another insurance company to Coalition?
Shawn avatar
Written by Shawn
Updated over a week ago

How long is a policy in place?

Learn about the policy period of our policy
Joshua Motta avatar
Written by Joshua Motta
Updated over a week ago

What if I want to cancel?

Joshua Motta avatar
Written by Joshua Motta
Updated over a week ago

What are the differences between a "1st party coverage" and a "3rd party coverage"?

Understand the differences between 1st party and 3rd party coverage
Joshua Motta avatar
Written by Joshua Motta
Updated over a week ago

I already have a Coalition policy. How do I increase or decrease my coverage?

Learn how to change your coverage, increase or decrease your limit, and change your effective date
Shawn avatar
Written by Shawn
Updated over a week ago

Do I need cyber insurance if I have an Errors & Omissions ("E&O") policy?

Understand the difference between Coalition's cyber coverage and error and omissions coverage
Shawn avatar
Written by Shawn
Updated over a week ago